- You could get back less than you invest.
- Your money is locked for 6 months per purchase.
- Units are not a bank deposit and are not insured by the NDIC.
- Only invest money you can afford to leave in for the full term.
1.Your capital is at risk
Units are an investment in a single private business, Imran Roofing & Properties. If the business performs badly or fails, you could lose some or all of the money you invested.
2.Returns are not guaranteed
The 18% rate over 6 months is what each purchase is set to earn, and it is shown before you pay. It depends on the company being able to pay it. Projections and calculators on this site use today's rate and are illustrations, not promises.
3.Your money is locked for the term
Each purchase runs for 6 months and cannot be withdrawn early. Withdrawals also take time to process. Do not invest money you might need for emergencies, rent, school fees or other near-term costs.
4.It is one business in one industry
All units are in the same company, which works in roofing and construction. Problems in that industry, such as falling demand, rising material costs or supply disruptions, can affect returns. Spreading your savings across different investments lowers your overall risk.
5.It is not a bank deposit
Units are not a savings account or fixed deposit, and they are not insured by the Nigeria Deposit Insurance Corporation (NDIC).
6.Inflation and the naira
Returns are paid in naira. If inflation is higher than your return, the buying power of your money can fall even when the naira amount grows.
7.Operational and technology risk
Delays or errors can happen with banks, payment partners, verification partners or our own systems. We work to prevent and fix them, but they can delay purchases or payouts.
8.Regulatory risk
Changes in law or regulation could affect how units are offered, how returns are paid or whether the Platform can operate.
9.Fraud and impersonation
Criminals may pretend to be us. We will never ask for your password, PIN or one-time codes, and we will never ask you to pay into a personal account. Only pay using the details shown inside your dashboard.
10.Your decision
We do not give personal investment advice. Think about your own situation and, if you are unsure, speak to an independent financial adviser before investing. By buying units you confirm you have read and understood these risks.